UK - OWN ART - Interest Free Credit

Charles Pedone Art is proudly represented by LUX Gallery, Edgbaston Birmingham - all original artworks are available to be purchased through the 'OWN ART' scheme at LUX Gallery. To make a purchase through this scheme contact LUX Gallery or Charles Pedone for further information and this can be arranged for you!
Making art affordable for all
We are a proud member of the Own Art scheme, the interest-free loan initiative created by Arts Council England.  We can offer interest-free loans to enable you to purchase original works of art and craft. This innovate initiative allows art buyers to spread the cost of their purchase to suit their respective financial situations.
Own Art
You can borrow up to £25,000, or as little as £100, and pay back the loan in 10 monthly instalments – interest free*.
(*Typical 0% APR. Offer subject to age and status. Terms and conditions apply.)
Eligible Items
The Own Art Scheme is available on eligible items only. Eligible items are original one-off artworks between £100 and £25,000. This can include sculptures, ceramics, glass and paintings. Prints can also be eligible as long as they are not reproduction prints, and are created in editions not exceeding 150. Reproduction works are not eligible.
What is the Own Art scheme?
The scheme is a national initiative that makes buying contemporary art and craft affordable by letting you spread the cost of your purchase over 10 months with an interest free loan.
Who runs the scheme?
The scheme is an Arts Council England initiative operated by Creative Sector Services CIC, a Community Interest Company, in partnership with Creative Scotland, Arts Council of Northern Ireland and credit provider Novuna.
How does it work?
The loan is processed in the gallery at the time of purchase, or you can be sent a link to complete at home. Each loan application is subject to a credit check. If your application is successful you are free to take your artwork home to enjoy that day. Alternatively it can be processed over the telephone and via email. For more information please contact us.
What do I need to apply?
Customer must meet the following minimum requirements: Be over 18 years or age | Have lived in the UK for a minimum of 3 years | Be employed for a minimum 16hrs per week, self employed, retired, on disability allowance, or a house person.
Applicants must have an accessible email address to receive documentation and agree to T&Cs. Applicants must have a mobile number to receive an acceptance code at time of application. Applicants must have a UK bank account in their own name (includes joint accounts)
Applicants must bring with them a proof of identity to take the works away with them (UK driving license, Utility Bill, Credit or Debit Card in their name). Alternatively, the applicant may have the artwork delivered to their billing address as proof of residence.
Any more questions, please ask a member of our team, or visit the Own Art Scheme website here